When shopping in the U.S. and using a Debit card, there’s always that one question the card machine asks after you punch in your PIN.
Do you want cash back?
In Korea, I’ve seen something similar with cashback points based on card usage. But honestly, I was never that interested in those things, so I always pressed [No] here too. Yet, seeing it over and over, my curiosity started to spark a bit. 🌟
‘I come to the store almost every day, am I missing out on a big chance?’
Still, I never got around to making a separate cashback card here. So, where exactly are they stacking this up? ‘Neatly into your Debit card…’ Nope, not that either. (Checked the bank app) Every time, I’d just rush through the process because of the long line behind me. But recently, I gathered the courage and finally pressed [Yes]! 💪 And then, a screen popped up asking me how much cash I want back.
‘Wait, what? I get to decide the amount of points I get back?’
I modestly entered $20 and hit confirm. Didn’t want the store going bankrupt because of me. What if my actions lead to the end of cashback services across America? 😅 I waited a little, and just like that, the cashier handed me $20 from the register! Unbelievable. If I knew, I would’ve started this from my first visit. The joy of the $20 was overshadowed by the thought of all the missed cashback chances. 💔
Folks, it’s true when they say America is the land of opportunity!
But, when I got home and checked my Debit card statement, there was an extra $20 charge alongside my shopping total. In the U.S., besides ATMs, you can use ‘cash back’ after purchases to withdraw cash from your Debit card, like withdrawing from a bank, but it’s not related to card mileage services, so don’t get confused. 🔄
Mid-sized stores allow up to $40, and larger ones up to $70. However, many smaller stores don’t offer this service. Remember, it’s not available when using credit cards. 🛍️
Leave a Reply